One product, three ways to fit your group's budget
AfyaSure helps your group choose, structure and enrol in medical cover — built for Cooperatives, MFIs and registered groups with a minimum of 4 principal members. The cover itself is CIC CoopCare, underwritten by CIC Microinsurance Ltd, and it spans Inpatient, Outpatient, Maternity, Dental, Optical and Last Expense, on a panel of mission and private hospitals, up to age 70.
KES 100,000
- Outpatient30,000
- Maternity15,000
- Dental5,000
- Optical5,000
- Last Expense50,000
KES 200,000
- Outpatient40,000
- Maternity20,000
- Dental5,000
- Optical5,000
- Last Expense50,000
KES 300,000
- Outpatient50,000
- Maternity25,000
- Dental7,500
- Optical7,500
- Last Expense50,000
For members without SHA, CIC pays the hospital admission bill less KES 500 per day — that shortfall is payable by the member at the hospital, so it's worth confirming every member's SHA registration is active before enrolling.
Figures are family limits, net of SHA, on Ward Bed accommodation. Outpatient, Maternity, Dental and Optical selections must match the chosen Inpatient option.
Built for registered groups, not individual walk-ins
Group-based enrolment is what keeps cover affordable. AfyaSure works directly with boards, committees and group leaders to design cover that fits their members.
SACCOs
A value-added membership benefit that strengthens loyalty and loan uptake.
Chamas & Table-Banking Groups
Shared protection that replaces the informal emergency harambee.
Cooperative Societies
Agriculture, trade and transport cooperatives covering their member base.
MFIs & Welfare Associations
Bundle medical cover with lending products or member welfare benefits.
Company
Register your staff as a group and give your team dependable medical cover, structured the same way as a SACCO or cooperative.
Schools
Register your teaching and support staff as a group and extend dependable medical cover as part of their employment benefits.
Minimum of 4 principal members per registered group. Children are covered from birth (37 weeks) to 18 years, and up to 25 years with proof of full-time study. Principal member and spouse are eligible up to age 70.
Bundle cover directly into your loan facility
Medical cover doesn't have to sit as a separate deduction your members manage on their own. Embed it into the loan products your SACCO, MFI, Chama or Welfare Association already runs — and turn a member benefit into a revenue line.
Your institution finances the premium
Your SACCO, MFI, Chama or Welfare Association pays the premium upfront on behalf of enrolled members.
Cost is recovered with repayments
The premium is added to the member's loan balance and recovered gradually through their existing repayment schedule.
Your institution earns interest income
Financed like any other loan component, the premium generates interest income for your institution.
Members get cover without a separate bill
No extra standalone payment to track — medical cover rides alongside a facility they already use.
Build your cover
Quoting for a registered group, or just for yourself and your own family? Pick a tab below.
Different members can sit on different options. Add a line for each combination your group needs — mix Option I, II or III, Full or Inpatient Only cover, and any family size — and get one combined quote.
"Inpatient Only" still includes Maternity and Last Expense benefits.
Rates are per the official CIC CoopCare rate card and include Training Levy, PHCF and Stamp Duty. Families beyond M+6 add a flat additional-dependant premium per person — WhatsApp us for groups needing this. This builds a PDF from only the line(s) you've filled in above, downloads it to your device, then opens WhatsApp with a message ready — attach the downloaded file to send it, since browsers can't attach files to WhatsApp automatically.
Get an indicative quote for your own family's premium contribution within the group of at least 4 members. Pick a cover option, cover type and family size below.
"Inpatient Only" still includes Maternity and Last Expense benefits. Family sizes beyond M+6 add a flat additional-dependant premium per person — WhatsApp us if your family is larger.
Rates are per the official CIC CoopCare rate card and include Training Levy, PHCF and Stamp Duty. CIC CoopCare is a group product underwritten for registered groups of 4+ principal members, with premiums remitted by the group directly to CIC — this figure is your own family's share of the group premium, not a standalone individual policy.
Complete your CoopCare proposal form
Once you're happy with your quote, fill in the official CIC CoopCare proposal form below — personal particulars, dependants, health questions and signature — then download it as a PDF to send to us on WhatsApp or by email. It autosaves as you go, so a dropped connection won't lose your progress.
Personal Particulars of the Applicant
Please complete in block letters
Particulars of Dependants to be Included on Cover
Add a row for each spouse / child proposed for cover
| No. | Full Name (Surname first) | Type | Gender | Date of Birth | Blood Group | ID No. | PIN No. |
|---|
Health Questions
You must complete all questions, for the applicant and every dependant listed above
If you answered Yes to any of questions 1–17, give details below (add a row per condition). Attach a separate sheet if space is not enough.
| Name of Applicant | Ailment / Disorder | Date Diagnosed | Doctor & Contact Address | Current Status |
|---|
Other Questions
Questions 18–20
Declaration & Signature
Please read carefully before signing
I hereby apply to join the above medical scheme. I understand to the best of my knowledge and belief that all the answers given above are true, that I have not concealed or withheld any material information which the underwriter ought to know in order to assess me or my family members for medical insurance. I hereby authorize the hospitals, medical or dental practitioners who have treated me or any of my dependants to disclose to CIC General Insurance Ltd. the records relating to such current or previous hospitalizations, medical treatment and to allow CIC to receive extracts from such records, and I undertake to assist in obtaining such information.
By signing this proposal form I hereby grant CIC General Insurance Limited (the Insurer) and all its contracted third-party processors authority to process my personal information/data, for the purpose of performing the insurance contract as per my proposal herein. I am aware that I may withdraw my consent at any time by writing directly to the Insurer and that such a withdrawal may affect the ability of the insurer to provide the Insurance cover.
Find a hospital, dental or optical provider near you
Search the full CIC CoopCare panel by name, town or county — hundreds of hospitals, clinics, dental and optical providers across every county.
Need help finding a provider?
Message us on WhatsApp and we'll help you locate the nearest CoopCare provider or confirm your cover.
WhatsApp / Call: 0722 460 390
Provider panel current as of the CoopCare rate card. Subject to change without notice — always confirm your provider is still on the active CIC panel before visiting.
CIC Outpatient approvals: outpatientapprovals@cic.co.ke | CIC Emergency Lines: 0703 099 999, 0732 179 999, 020 2823999
Clear rules, set out upfront
Accident-related admissions are covered from day one.
Acute illnesses and outpatient treatment are also covered from day one.
Waiting period for maternity-related treatment.
Waiting period for pre-existing and chronic conditions (newly diagnosed conditions are covered up to the full limit).
Children eligible from birth (37 weeks) to 18 years; up to 25 with proof of full-time study.
Maximum eligible age for the principal member and spouse.
Access strictly within the designated provider panel, via Photo Card (replacement KES 300).
Lodging facilities are provided for a parent accompanying a child under 12 who is admitted.
For members without SHA, CIC pays admission bills less KES 500 per day. Pre-existing and chronic conditions are covered up to 50% of the Inpatient limit once the waiting period has passed. COVID-19 is covered within Inpatient (up to full limit on Option I; capped at KES 150,000 on Option II and KES 200,000 on Option III) and within Outpatient, with tests capped at KES 6,000 per test.
What isn't covered
Know your cover before you need it
A clear two-page guide for your members — what is covered, what it costs, when cover starts, how to use it and what isn't covered. Read it below in English or Kiswahili, then download, print or share it with your group.
CIC CoopCare Member Brochure
Everything a member should know about their CoopCare cover, in plain everyday language, with the current price list. Available in English and Kiswahili — it reads well on a phone and prints on two A4 pages.
- 01How it works
- 02What CIC pays for in a year
- 03What it costs per year
- 04When cover starts
- 05Who can be covered
- 06Six simple rules
- 07What's included and not covered
- →Quote calculator and contacts
Questions about the brochure? WhatsApp or call +254 722 460 390.
Affordable medical cover for your group and family
CIC CoopCare pays hospital, clinic, maternity, dental and eye bills, plus funeral cash. Joining as a group keeps the price low for everyone.
How it works
Join as a group
SACCO, chama, cooperative, welfare group, school or company — 4+ main members.
Pick your cover
Option I, II or III. A higher option pays more each year.
Pay once a year
One premium covers you, your spouse and children — or add it to a loan.
Get treated
Show your card at an approved hospital or clinic. CIC pays the bill.
What CIC pays for in a year
Amounts in KES, shared by the whole family| What you need | Option I | Option II | Option III |
|---|---|---|---|
| Admitted to hospitalward bed, doctors, theatre, ICU, tests, medicine | 100,000 | 200,000 | 300,000 |
| Clinic visits — not admitteddoctor visits, lab tests, X-rays, scans, medicine | 30,000 | 40,000 | 50,000 |
| Having a babynormal or caesarean · part of hospital amount | 15,000 | 20,000 | 25,000 |
| First emergency caesareaninstead of the delivery amount, not on top | 30,000 | 30,000 | 30,000 |
| Dentalpart of clinic amount | 5,000 | 5,000 | 7,500 |
| Eyes and glassespart of clinic amount · glasses once every 2 years | 5,000 | 5,000 | 7,500 |
| Funeral cashon the first death in the immediate family | 50,000 | 50,000 | 50,000 |
| Illness you had before joininge.g. diabetes · hospital stays, after 1 year | 50,000 | 100,000 | 150,000 |
Hospital amounts apply after SHA pays its share. An illness first found after you join is covered up to the full hospital amount.
What it costs per year
Amounts in KES| Who is covered | Option I | Option II | Option III |
|---|---|---|---|
| Member only | 7,789 | 8,789 | 9,789 |
| Member + 1 | 10,651 | 12,553 | 14,260 |
| Member + 2 | 17,031 | 20,104 | 22,863 |
| Member + 3 | 21,187 | 25,023 | 28,467 |
| Member + 4 | 23,787 | 28,099 | 31,972 |
| Member + 5 | 25,068 | 29,615 | 33,699 |
| Member + 6 | 26,989 | 31,889 | 36,289 |
| Each extra person(over 6) | 3,889 | 4,389 | 4,889 |
| Who is covered | Option I | Option II | Option III |
|---|---|---|---|
| Member only | 2,597 | 3,297 | 3,897 |
| Member + 1 | 2,930 | 4,288 | 5,026 |
| Member + 2 | 4,675 | 6,869 | 8,061 |
| Member + 3 | 5,811 | 8,550 | 10,037 |
| Member + 4 | 6,522 | 9,602 | 11,274 |
| Member + 5 | 6,872 | 10,120 | 11,883 |
| Member + 6 | 7,397 | 10,897 | 12,797 |
| Each extra person(over 6) | 1,197 | 1,497 | 1,797 |
When can I start using it?
Who can be covered
You and your spouse
Join up to age 70. Once you are in, cover can continue up to age 75.
Your children
From birth (full-term baby, out of hospital) up to 18 — or 25 if still in full-time school or college.
Children with a disability
Covered at any age, as long as the parent stays on the cover.
Using your cover — six simple rules
Carry your CoopCare photo card. Show it every time. A lost card costs KES 300 to replace.
Go to an approved hospital or clinic. Find one near you at afyasure.org/#providers.
Keep your SHA active. Without it, you pay KES 500 for each day you are admitted.
Planned admission, or medicine over KES 2,000? Get approval from CIC first.
Emergency admission? Tell CIC within 24 hours of going in.
Treated at another hospital in an emergency? Claim within 30 days — CIC refunds 80% of its standard rates.
Good to know
Also included
- Antenatal check-ups (one scan, with approval) and care up to 6 weeks after birth.
- Routine KEPI child vaccinations.
- Ongoing care for chronic illness and HIV at the clinic, up to the clinic amount.
- Care up to KES 20,000 in the 4 weeks after leaving hospital (you claim it back).
- Wheelchairs, braces and walking frames up to KES 30,000.
- A parent can stay with an admitted child under 12. Newborn and premature-baby conditions up to KES 50,000.
- Mental-health admission up to 20% of the hospital amount. COVID-19 and injuries from riots or terrorism are covered.
Not covered
- Cosmetic or beauty treatment, weight-loss programmes, spa, herbal or alternative therapies.
- Routine check-ups when you are not sick, and vaccines outside KEPI.
- Fertility treatment and organ donation.
- Crowns, bridges, dentures, braces and scaling; special lenses and laser eye surgery.
- CT and MRI scans unless CIC approves them first; ambulance and air evacuation.
- Injuries from extreme sport or self-harm, treatment for alcohol or drug abuse, military service.
- Treatment outside Kenya, or costs another cover already pays (SHA, WIBA, GPA).
Ready to get your group covered?
- Tap the button (or scan the code) to see what your family pays.
- Fill in the CoopCare proposal form on the same website.
- Send it to us on WhatsApp — we handle the rest with CIC.
Emergencies: 0703 099 999 · 0732 179 999 · 020 2823999
Clinic approvals: outpatientapprovals@cic.co.ke
CIC Plaza, Mara Road, Upperhill, Nairobi
Affordable medical cover for your group and family
CIC CoopCare pays hospital, clinic, maternity, dental and eye bills, plus funeral cash. Joining as a group keeps the price low for everyone.
How it works
Join as a group
SACCO, chama, cooperative, welfare group, school or company — 4+ main members.
Pick your cover
Option I, II or III. A higher option pays more each year.
Pay once a year
One premium covers you, your spouse and children — or add it to a loan.
Get treated
Show your card at an approved hospital or clinic. CIC pays the bill.
What CIC pays for in a year
Amounts in KES, shared by the whole family| What you need | Option I | Option II | Option III |
|---|---|---|---|
| Admitted to hospitalward bed, doctors, theatre, ICU, tests, medicine | 100,000 | 200,000 | 300,000 |
| Clinic visits — not admitteddoctor visits, lab tests, X-rays, scans, medicine | 30,000 | 40,000 | 50,000 |
| Having a babynormal or caesarean · part of hospital amount | 15,000 | 20,000 | 25,000 |
| First emergency caesareaninstead of the delivery amount, not on top | 30,000 | 30,000 | 30,000 |
| Dentalpart of clinic amount | 5,000 | 5,000 | 7,500 |
| Eyes and glassespart of clinic amount · glasses once every 2 years | 5,000 | 5,000 | 7,500 |
| Funeral cashon the first death in the immediate family | 50,000 | 50,000 | 50,000 |
| Illness you had before joininge.g. diabetes · hospital stays, after 1 year | 50,000 | 100,000 | 150,000 |
Hospital amounts apply after SHA pays its share. An illness first found after you join is covered up to the full hospital amount.
What it costs per year
Amounts in KES| Who is covered | Option I | Option II | Option III |
|---|---|---|---|
| Member only | 7,789 | 8,789 | 9,789 |
| Member + 1 | 10,651 | 12,553 | 14,260 |
| Member + 2 | 17,031 | 20,104 | 22,863 |
| Member + 3 | 21,187 | 25,023 | 28,467 |
| Member + 4 | 23,787 | 28,099 | 31,972 |
| Member + 5 | 25,068 | 29,615 | 33,699 |
| Member + 6 | 26,989 | 31,889 | 36,289 |
| Each extra person(over 6) | 3,889 | 4,389 | 4,889 |
| Who is covered | Option I | Option II | Option III |
|---|---|---|---|
| Member only | 2,597 | 3,297 | 3,897 |
| Member + 1 | 2,930 | 4,288 | 5,026 |
| Member + 2 | 4,675 | 6,869 | 8,061 |
| Member + 3 | 5,811 | 8,550 | 10,037 |
| Member + 4 | 6,522 | 9,602 | 11,274 |
| Member + 5 | 6,872 | 10,120 | 11,883 |
| Member + 6 | 7,397 | 10,897 | 12,797 |
| Each extra person(over 6) | 1,197 | 1,497 | 1,797 |
When can I start using it?
Who can be covered
You and your spouse
Join up to age 70. Once you are in, cover can continue up to age 75.
Your children
From birth (full-term baby, out of hospital) up to 18 — or 25 if still in full-time school or college.
Children with a disability
Covered at any age, as long as the parent stays on the cover.
Using your cover — six simple rules
Carry your CoopCare photo card. Show it every time. A lost card costs KES 300 to replace.
Go to an approved hospital or clinic. Find one near you at afyasure.org/#providers.
Keep your SHA active. Without it, you pay KES 500 for each day you are admitted.
Planned admission, or medicine over KES 2,000? Get approval from CIC first.
Emergency admission? Tell CIC within 24 hours of going in.
Treated at another hospital in an emergency? Claim within 30 days — CIC refunds 80% of its standard rates.
Good to know
Also included
- Antenatal check-ups (one scan, with approval) and care up to 6 weeks after birth.
- Routine KEPI child vaccinations.
- Ongoing care for chronic illness and HIV at the clinic, up to the clinic amount.
- Care up to KES 20,000 in the 4 weeks after leaving hospital (you claim it back).
- Wheelchairs, braces and walking frames up to KES 30,000.
- A parent can stay with an admitted child under 12. Newborn and premature-baby conditions up to KES 50,000.
- Mental-health admission up to 20% of the hospital amount. COVID-19 and injuries from riots or terrorism are covered.
Not covered
- Cosmetic or beauty treatment, weight-loss programmes, spa, herbal or alternative therapies.
- Routine check-ups when you are not sick, and vaccines outside KEPI.
- Fertility treatment and organ donation.
- Crowns, bridges, dentures, braces and scaling; special lenses and laser eye surgery.
- CT and MRI scans unless CIC approves them first; ambulance and air evacuation.
- Injuries from extreme sport or self-harm, treatment for alcohol or drug abuse, military service.
- Treatment outside Kenya, or costs another cover already pays (SHA, WIBA, GPA).
Ready to get your group covered?
- Tap the button (or scan the code) to see what your family pays.
- Fill in the CoopCare proposal form on the same website.
- Send it to us on WhatsApp — we handle the rest with CIC.
Emergencies: 0703 099 999 · 0732 179 999 · 020 2823999
Clinic approvals: outpatientapprovals@cic.co.ke
CIC Plaza, Mara Road, Upperhill, Nairobi
Bima ya matibabu nafuu kwa kikundi na familia yako
CIC CoopCare hulipia bili za hospitali, kliniki, kujifungua, meno na macho, pamoja na pesa za mazishi. Kujiunga kama kikundi hupunguza gharama kwa kila mtu.
Jinsi inavyofanya kazi
Jiunge kama kikundi
SACCO, chama, ushirika, kikundi cha ustawi, shule au kampuni — wanachama wakuu 4 au zaidi.
Chagua kiwango
Chaguo I, II au III. Chaguo la juu hulipa zaidi kila mwaka.
Lipa kila mwaka
Malipo moja yanakulinda wewe, mwenzi wako na watoto — au yaongezwe kwenye mkopo.
Pata matibabu
Onyesha kadi yako katika hospitali au kliniki iliyoidhinishwa. CIC hulipa bili.
CIC hulipia nini kwa mwaka
Kiasi kwa KES, kwa familia nzima| Unachohitaji | Chaguo I | Chaguo II | Chaguo III |
|---|---|---|---|
| Kulazwa hospitaliniwodi, madaktari, upasuaji, ICU, vipimo, dawa | 100,000 | 200,000 | 300,000 |
| Matibabu ya kliniki — bila kulazwadaktari, maabara, X-ray, skani, dawa | 30,000 | 40,000 | 50,000 |
| Kujifunguakawaida au kwa upasuaji · sehemu ya kiasi cha hospitali | 15,000 | 20,000 | 25,000 |
| Upasuaji wa dharura wa kwanza (CS)badala ya kiasi cha kujifungua, si juu yake | 30,000 | 30,000 | 30,000 |
| Menosehemu ya kiasi cha kliniki | 5,000 | 5,000 | 7,500 |
| Macho na miwanisehemu ya kiasi cha kliniki · miwani mara 1 kila miaka 2 | 5,000 | 5,000 | 7,500 |
| Pesa za mazishikifo cha kwanza katika familia ya karibu | 50,000 | 50,000 | 50,000 |
| Ugonjwa uliokuwa nao kabla ya kujiungamf. kisukari · baada ya mwaka 1 | 50,000 | 100,000 | 150,000 |
Kiasi cha hospitali hulipwa baada ya SHA kulipa sehemu yake. Ugonjwa unaogunduliwa kwa mara ya kwanza baada ya kujiunga hulipiwa hadi kiasi kamili cha hospitali.
Gharama kwa mwaka
Kiasi kwa KES| Wanaolindwa | Chaguo I | Chaguo II | Chaguo III |
|---|---|---|---|
| Mwanachama pekee | 7,789 | 8,789 | 9,789 |
| Mwanachama + 1 | 10,651 | 12,553 | 14,260 |
| Mwanachama + 2 | 17,031 | 20,104 | 22,863 |
| Mwanachama + 3 | 21,187 | 25,023 | 28,467 |
| Mwanachama + 4 | 23,787 | 28,099 | 31,972 |
| Mwanachama + 5 | 25,068 | 29,615 | 33,699 |
| Mwanachama + 6 | 26,989 | 31,889 | 36,289 |
| Kila mtu wa ziada(zaidi ya 6) | 3,889 | 4,389 | 4,889 |
| Wanaolindwa | Chaguo I | Chaguo II | Chaguo III |
|---|---|---|---|
| Mwanachama pekee | 2,597 | 3,297 | 3,897 |
| Mwanachama + 1 | 2,930 | 4,288 | 5,026 |
| Mwanachama + 2 | 4,675 | 6,869 | 8,061 |
| Mwanachama + 3 | 5,811 | 8,550 | 10,037 |
| Mwanachama + 4 | 6,522 | 9,602 | 11,274 |
| Mwanachama + 5 | 6,872 | 10,120 | 11,883 |
| Mwanachama + 6 | 7,397 | 10,897 | 12,797 |
| Kila mtu wa ziada(zaidi ya 6) | 1,197 | 1,497 | 1,797 |
Naweza kuanza kuitumia lini?
Nani anaweza kulindwa
Wewe na mwenzi wako
Jiunge hadi umri wa miaka 70. Ukishajiunga, bima inaweza kuendelea hadi miaka 75.
Watoto wako
Tangu kuzaliwa (mtoto aliyetimia, ametoka hospitali) hadi miaka 18 — au 25 akiwa bado shuleni au chuoni kwa muda wote.
Watoto wenye ulemavu
Wanalindwa katika umri wowote, mradi mzazi bado yuko kwenye bima.
Kutumia bima yako — kanuni sita rahisi
Beba kadi yako ya picha ya CoopCare. Ionyeshe kila mara. Kadi iliyopotea hubadilishwa kwa KES 300.
Nenda hospitali au kliniki iliyoidhinishwa. Tafuta iliyo karibu nawe kwenye afyasure.org/#providers.
Hakikisha SHA yako iko hai. Bila SHA, utalipa KES 500 kwa kila siku ya kulazwa.
Kulazwa kwa mpango, au dawa za zaidi ya KES 2,000? Pata idhini ya CIC kwanza.
Kulazwa kwa dharura? Ijulishe CIC ndani ya saa 24.
Ulitibiwa hospitali nyingine kwa dharura? Dai ndani ya siku 30 — CIC hurudisha 80% ya viwango vyake.
Mambo ya kufahamu
Pia inajumuisha
- Kliniki ya wajawazito (skani moja, kwa idhini) na huduma hadi wiki 6 baada ya kujifungua.
- Chanjo za kawaida za watoto za KEPI.
- Huduma ya kliniki kwa magonjwa sugu na VVU, hadi kiasi cha kliniki.
- Huduma hadi KES 20,000 ndani ya wiki 4 baada ya kutoka hospitali (unadai kurudishiwa).
- Viti vya magurudumu, vifaa vya kushikilia viungo na fremu za kutembea hadi KES 30,000.
- Mzazi anaweza kukaa na mtoto chini ya miaka 12 aliyelazwa. Hali za watoto wachanga na njiti hadi KES 50,000.
- Kulazwa kwa afya ya akili hadi 20% ya kiasi cha hospitali. COVID-19 na majeraha ya ghasia au ugaidi yanalipiwa.
Hailipii
- Matibabu ya urembo, programu za kupunguza uzito, spa, dawa za mitishamba au tiba mbadala.
- Uchunguzi wa kawaida usipokuwa mgonjwa, na chanjo zilizo nje ya KEPI.
- Matibabu ya uzazi (kupata mimba) na uchangiaji wa viungo.
- Taji, madaraja na meno bandia, braces na kusafisha meno; lenzi maalum na upasuaji wa macho wa leza.
- CT na MRI bila idhini ya CIC kwanza; ambulensi na usafiri wa ndege.
- Majeraha ya michezo hatari au ya kujidhuru, matibabu ya pombe au dawa za kulevya, huduma ya kijeshi.
- Matibabu nje ya Kenya, au gharama zinazolipwa na bima nyingine (SHA, WIBA, GPA).
Uko tayari kukiwekea kikundi chako bima?
- Bonyeza kitufe (au skani msimbo) kuona familia yako italipa kiasi gani.
- Jaza fomu ya maombi ya CoopCare kwenye tovuti hiyo hiyo.
- Itume kwetu kwa WhatsApp — tutashughulikia mengine na CIC.
Dharura: 0703 099 999 · 0732 179 999 · 020 2823999
Idhini za kliniki: outpatientapprovals@cic.co.ke
CIC Plaza, Mara Road, Upperhill, Nairobi
A local partner for the whole journey
Specialist focus
Micro and group medical insurance is our only focus — not a generic add-on line.
Side-by-side comparisons
Clear quote comparisons so group leaders can decide with confidence.
Hands-on support
From first quote to onboarding, and ongoing claims guidance after-sales.
Locally registered
A duly registered Kenyan business, products designed around cooperative structures.
Where your members already are
Mobile-first, WhatsApp- and Meta-ready enrolment support for group administrators.
We help your group get covered — and we stay with you after.
AfyaSure works alongside SACCOs, chamas and cooperatives from the first quote through onboarding and claims support, closing the health-cover gap for everyday savers and informal-sector workers — the people who form the backbone of Kenya's cooperative economy.
The cover behind this promise is CIC CoopCare, fully underwritten and regulated by CIC Microinsurance Ltd, licensed by the Insurance Regulatory Authority of Kenya. AfyaSure acts as your distribution and enrolment partner — the group you deal with, board-to-board, for the life of the policy.
Ready to protect your group's members?
Reach out to start a conversation — we'll walk your board or committee through options and a group-specific quotation.